Sunday, August 15, 2004
Variable Annuities
[Bernstein2] recommends Variable Annuities as a tax-sheltered investment vehicle, useful for someone whose tax-sheltered accounts contain a percentage of their total portfolio considerably below what is necessary to diversify sufficiently into REITs and bonds, which can only be reasonably used in a tax-sheltered account. Vanguard, as always, comes to the rescue with very good (low fees, no load or commission, excellent underlying fund choice) variable annuity. Here are the useful resources:
1) An excellent annuity intro article by Barry Perlman, Chris Lott, and Ed Zollars. At the end, it contains its own set of helpful links, but the article is excellent by itself.
2) Vanguard Variable Annuity program
